Financial Advisor in Burnaby
Maxpro Financials provides financial advice in Burnaby for individuals, families and business owners — retirement planning, investment strategy, tax planning, debt and cash flow management, and planning for incorporated professionals. The first consultation is free.
What distinguishes advice worth paying for is whether the tax consequences are built in rather than considered afterwards. Because we prepare personal and corporate tax returns in-house, the plan and the return are handled by the same team — which matters most for the decisions that touch both, such as how an incorporated Burnaby professional takes income, or the order a retiree should draw from their accounts.
- Retirement planning — RRSP, TFSA, pension and CPP/OAS timing
- Investment planning — allocation matched to your horizon and actual risk tolerance
- Tax planning — account sequencing, income splitting and capital gains timing
- Debt and cash flow — mortgage strategy, debt reduction and emergency reserves
- Business owner planning — salary vs. dividend, corporate investing, succession and exit
Get Expert Help from Our Financial Advisor in Burnaby
Whether you’re planning for retirement, managing business cash flow, or growing your investments, Maxpro’s experienced financial advisor in Burnaby can help you take control of your financial future. With personalized service and practical insights, we support individuals and business owners who want to build lasting financial success.
Book a Free Session with Our Financial Advisor Today
At Maxpro, we don’t believe in one-size-fits-all advice. Our financial advisor works closely with clients in Burnaby to understand their goals, current challenges, and opportunities. During your free consultation, we’ll create a plan that supports smarter financial choices, now and for the years ahead.
Financial Advisor Services in Burnaby
Personalized financial planning tailored to your life or business goals
Retirement, investment, and risk planning strategies built around you
Support for budgeting, debt reduction, and cash flow management
Guidance on tax planning, income strategies, and wealth preservation
Integrated advice across all areas of your personal and business finances
Financial Advisor vs Accountant: Which Do You Need?
The two roles are often treated as interchangeable and are not. An accountant is concerned with what has happened and what it means for your filings. A financial advisor is concerned with what should happen next. Most people eventually need both, and the friction shows up when they are separate firms that never speak to one another.
| Financial advisor | Accountant / CPA | |
|---|---|---|
| Looks | Forward — what you should do next | Backward and forward — what happened, and what it means for tax |
| Core work | Retirement projections, investment strategy, insurance and estate planning | Financial statements, tax returns, compliance and tax planning |
| Typical trigger | A goal or life change — retirement, inheritance, a business sale | A deadline — year-end, a filing, a CRA letter |
| Regulated by | Securities and insurance registration, depending on activity | A provincial CPA body |
| Blind spot when used alone | May not model the tax consequence of the strategy accurately | May not connect this year’s filing to a multi-year plan |
The overlap sits precisely where the money usually is: registered account sequencing, capital gains timing, salary versus dividend decisions, and income splitting. These are planning decisions that only produce a benefit when they are executed correctly on a tax return. Maxpro handles tax accounting in Burnaby and financial advice together, so the strategy and the filing are not written by two firms with no line between them.
Your Free Financial Consultation
Your financial situation is specific to you, and the first conversation is designed to establish exactly what it involves — what you own, what you owe, what you are trying to reach and by when. Maxpro offers a complimentary consultation for individuals, families and business owners in Burnaby.
The session is diagnostic rather than a sales meeting. We will tell you plainly if your situation does not warrant a formal plan, and what to focus on instead. Where a plan does make sense, you leave knowing what it would cover, what it would cost and what it would change.
What we cover in the first session
- Where you stand now — income, assets, debt, registered account room and existing coverage
- What you are aiming at — retirement date, property, education, business exit or wealth transfer
- The gaps — unused contribution room, tax-inefficient account structure, uncoordinated spousal planning
- What comes first — the two or three decisions that matter most in the next twelve months
How to Choose a Financial Advisor
“Financial advisor” is not a protected title in Canada. What is regulated is the activity — selling securities or insurance requires registration, and the registration category determines what duty is owed to you. So the first task is not comparing personalities; it is establishing what someone is registered to do and how they are paid.
Five questions worth asking
- How exactly are you paid, and by whom? Ask for the answer in dollars for your situation, not as a percentage.
- What are you registered to do? Verify registration and disciplinary history through the Canadian Securities Administrators’ national registration search — it is free and takes a minute.
- What qualifications do you hold? CFP for comprehensive planning, CFA for investment analysis, CPA where tax is central to the plan.
- What is not included? Many engagements cover investments but not tax, estate or business planning — which is often where the larger sums sit.
- Who else will I deal with? Find out whether the person you meet is the person who will do the work.
How advisors are paid
| Model | How the advisor is paid | What to watch for |
|---|---|---|
| Fee-only | A flat fee, hourly rate or retainer paid directly by you | No product commission, so advice and compensation are separated |
| Fee-based | A percentage of assets under management, often around 1% per year | Cost grows with your portfolio; ask whether planning is included or only investment management |
| Commission | Paid by the product provider when you buy a fund or insurance policy | Advice is free at the point of sale but embedded in product cost; ask about trailing commissions |
| Salaried | Salary plus internal targets at a bank or institution | The product shelf is usually limited to the institution’s own offerings |
None of these models is inherently wrong. What matters is knowing which one applies before you take the advice, because compensation structure shapes what gets recommended.
Areas We Serve Beyond Burnaby
Maxpro’s financial consulting team operates from our head office in Port Moody, serving a wide range of communities across the Lower Mainland, including:
Burnaby
Coquitlam
Port Coquitlam
Vancouver
North Vancouver
West Vancouver
Richmond
Delta
Chilliwack
Our reach ensures that whether you’re in a bustling urban centre or a quieter community, expert financial advice is within easy reach.
Related Services
- Financial services in Burnaby
- Tax accountant in Burnaby
- Bookkeeping services in Burnaby
- Business valuation in Burnaby
- Business incorporation in Burnaby
- Financial and budgeting planning
- Personal tax returns (T1)
- Business valuation services
Elsewhere in the region, see financial planning in Vancouver, financial services in Port Moody and financial planning in Calgary.
Build a Stronger Financial Future
Financial clarity starts with the right conversation. Reach out to Maxpro today and meet with a financial advisor who listens, understands, and provides practical guidance. From our Port Moody office, we proudly support individuals and businesses in Burnaby and across the Lower Mainland.
Financial Advisor in Burnaby: Frequently Asked Questions
We help with budgeting, investing, retirement planning, and overall financial strategy.
Yes, we tailor all advice based on individual needs, goals, and local economic factors.
No, financial advisors help people at all income levels make the most of their money.
Yes, we offer services for individuals, families, and business owners.
Start with two questions: how are they paid, and what are they registered to do. “Financial advisor” is not a protected title in Canada, but selling securities or insurance requires registration, and you can verify anyone’s registration and disciplinary history free through the Canadian Securities Administrators’ national registration search. After that, ask what qualifications they hold (CFP, CFA, CPA), what the engagement excludes, and whether the person you meet will do the work.
An accountant works from what has happened — statements, returns, compliance and tax. A financial advisor works from what should happen next — retirement projections, investment strategy and estate planning. The overlap is where most of the value sits: account sequencing, capital gains timing and salary-versus-dividend decisions only pay off if they are executed correctly on the tax return.
A fee-only advisor is paid solely by the client — flat fee, hourly rate or retainer — and takes no commission from products they recommend, so compensation is separated from product selection. Fee-based is different: it usually means a percentage of assets under management, which does scale with what you hold. Commission-based advisors are paid by the product provider, so the advice is free at the point of sale but the cost is embedded in the product.
It depends entirely on the model. Fee-only advisors charge a flat fee, hourly rate or retainer. Fee-based advisors typically charge a percentage of assets managed, often around 1% a year. Commission-based advisors are paid by the product provider. Whichever applies, ask for the total annual cost expressed in dollars for your situation rather than as a percentage — the difference is usually larger than people expect.
The point where planning changes the outcome most is roughly ten to fifteen years before you intend to stop working — late enough that your income and savings are realistic, early enough that contribution room, account structure and CPP timing can still be adjusted. Within five years of retiring the exercise shifts from accumulation to withdrawal sequencing and tax, which is a different piece of work.
Yes, and it is a large part of what we do. For an incorporated owner the corporation is simultaneously a tax-deferral vehicle, a retirement account and an asset to eventually sell. The decisions that move the number most are the salary-versus-dividend mix, how much is retained in the company, whether passive investment income is eroding the small business deduction, and whether the share structure will qualify for the lifetime capital gains exemption on a sale.
Yes, we offer a no-obligation consultation to help you explore your options.
Bring recent financial statements, income records, and any questions or goals you have.
Absolutely. We create customized plans to help you retire comfortably and on time.
Yes, we offer high-level strategy and portfolio guidance to align with your goals.